[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/offreud.cz\/pujcte-si-ale-s-rozumem\/#Article","mainEntityOfPage":"https:\/\/offreud.cz\/pujcte-si-ale-s-rozumem\/","headline":"P\u016fj\u010dte si, ale s rozumem","name":"P\u016fj\u010dte si, ale s rozumem","description":"Ob\u010das m\u016f\u017eeme sly\u0161et i n\u011bjak\u00e9 ty hlasy \u0161karohl\u00edd\u016f, tvrd\u00edc\u00edch, \u017ee by si nikdy nep\u016fj\u010dili pen\u00edze od n\u011bjak\u00e9 t\u00e9 nebankovn\u00ed spole\u010dnosti. A po takov\u00fdchto prohl\u00e1\u0161en\u00edch zpravidla n\u00e1sleduje i n\u011bjak\u00e9 to ot\u0159epan\u00e9 zd\u016fvodn\u011bn\u00ed, jak\u00e9 u\u017e dost mo\u017en\u00e1 sly\u0161el i leckdo z v\u00e1s. a) T\u0159eba \u017ee tam \u010dlov\u011bka doslova sed\u0159ou p\u0159emr\u0161t\u011bn\u00fdmi \u00faroky z k\u016f\u017ee. b) \u017de tam \u017e\u00e1daj\u00ed […]","datePublished":"2019-02-02","dateModified":"2019-02-02","author":{"@type":"Person","@id":"https:\/\/offreud.cz\/author\/#Person","name":"","url":"https:\/\/offreud.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/2d2e3fdaba6370eba756fb4048c695326686ff29010a0df4d58b27c20544521d?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/2d2e3fdaba6370eba756fb4048c695326686ff29010a0df4d58b27c20544521d?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"offreud.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/offreud.cz\/wp-content\/uploads\/img_a338703_w2448_t1551279908.jpg","url":"https:\/\/offreud.cz\/wp-content\/uploads\/img_a338703_w2448_t1551279908.jpg","height":0,"width":0},"url":"https:\/\/offreud.cz\/pujcte-si-ale-s-rozumem\/","wordCount":595,"articleBody":" Ob\u010das m\u016f\u017eeme sly\u0161et i n\u011bjak\u00e9 ty hlasy \u0161karohl\u00edd\u016f, tvrd\u00edc\u00edch, \u017ee by si nikdy nep\u016fj\u010dili pen\u00edze od n\u011bjak\u00e9 t\u00e9 nebankovn\u00ed spole\u010dnosti. A po takov\u00fdchto prohl\u00e1\u0161en\u00edch zpravidla n\u00e1sleduje i n\u011bjak\u00e9 to ot\u0159epan\u00e9 zd\u016fvodn\u011bn\u00ed, jak\u00e9 u\u017e dost mo\u017en\u00e1 sly\u0161el i leckdo z v\u00e1s. a) T\u0159eba \u017ee tam \u010dlov\u011bka doslova sed\u0159ou p\u0159emr\u0161t\u011bn\u00fdmi \u00faroky z k\u016f\u017ee. b) \u017de tam \u017e\u00e1daj\u00ed i za mal\u00e9 p\u016fj\u010dky z\u00e1ruky velk\u00fdm majetkem, kter\u00fd p\u0159i prvn\u00ed p\u0159\u00edle\u017eitosti \u010dlov\u011bku seberou a nechaj\u00ed ho klidn\u011b i bez st\u0159echy nad hlavou. c) \u017de jde o pochybn\u00e9 existence a nen\u00ed rozhodn\u011b z\u00e1hodno se zapl\u00e9st s n\u011bjakou tou mafi\u00ed. Ov\u0161em jde zpravidla o \u0159e\u010di, je\u017e u\u017e se dnes nezakl\u00e1daj\u00ed na pravd\u011b. Proto\u017ee ti, kdo ud\u011blali nebankovn\u00edmu sektoru v minulosti takto nehezkou vizitku, u\u017e jsou d\u00e1vno ti tam, zmizeli v propadli\u0161ti d\u011bjin. A pokud byl snad n\u011bkdo p\u0159ipraven o majetek, j\u00edm\u017e za svou p\u016fj\u010dku takov\u00e9 spole\u010dnosti ru\u010dil, pak to bylo jedin\u011b proto, \u017ee vzal pen\u00edze, ov\u0161em posl\u00e9ze se z n\u011bjak\u00e9ho d\u016fvodu nem\u011bl k tomu, aby je sv\u011bdomit\u011b vr\u00e1til, jak se k tomu p\u0159i uzav\u0159en\u00ed takov\u00e9 p\u016fj\u010dky zav\u00e1zal. A je nasnad\u011b, \u017ee je v takov\u00e9m p\u0159\u00edpad\u011b ona spole\u010dnost v pr\u00e1vu a \u017ee by si na jej\u00edm m\u00edst\u011b stejn\u011b po\u010d\u00ednal jak\u00fdkoliv jin\u00fd v\u011b\u0159itel, logicky i ta nejseri\u00f3zn\u011bj\u0161\u00ed banka. Prost\u011b nen\u00ed chybou, pokud se \u010dlov\u011bk obr\u00e1t\u00ed se \u017e\u00e1dost\u00ed o p\u016fj\u010dku pr\u00e1v\u011b na n\u011bjakou nebankovn\u00ed finan\u010dn\u00ed spole\u010dnost. Proto\u017ee tady obdr\u017e\u00ed pen\u00edze klidn\u011b i za daleko lep\u0161\u00edch podm\u00ednek ne\u017e v bance. Proto\u017ee tady, tedy v nebankovn\u00ed spole\u010dnosti, , nemus\u00edte m\u00edt nezbytn\u011b ani n\u011bjak\u00e9 obzvl\u00e1\u0161\u0165 vysok\u00e9 jm\u011bn\u00ed, spoluru\u010ditele nebo \u010dist\u00fd \u0161t\u00edt projevuj\u00edc\u00ed se absenc\u00ed n\u011bjak\u00e9ho toho z\u00e1znamu v registru dlu\u017en\u00edk\u016f. Co\u017e jsou d\u016fvody, pro\u010d se lid\u00e9 zpravidla obracej\u00ed na nebankovn\u00ed sektor. Proto\u017ee tady se vrtaj\u00ed lidem v soukrom\u00ed minim\u00e1ln\u011b, tady zast\u00e1vaj\u00ed n\u00e1zor, \u017ee ka\u017ed\u00fd je sv\u00e9ho \u0161t\u011bst\u00ed str\u016fjcem a tud\u00ed\u017e si ka\u017ed\u00fd m\u016f\u017ee p\u016fj\u010dit, kolik je mu t\u0159eba a kolik je podle sv\u00e9ho nejlep\u0161\u00edho v\u011bdom\u00ed a sv\u011bdom\u00ed schopen i spl\u00e1cet. Logicky s t\u00edm, \u017ee pokud spl\u00e1cet nebude, p\u0159ijdou nevyhnuteln\u00e9 sankce. Nebankovn\u00ed finan\u010dn\u00ed spole\u010dnosti si tak nehraj\u00ed na \u017e\u00e1dn\u00e9 ch\u016fvy. Neodm\u00edtnou \u017eadatele proto, \u017ee se jim zd\u00e1, \u017ee nebudou schopni spl\u00e1cet, nechaj\u00ed takovou zodpov\u011bdnost pr\u00e1v\u011b na \u017eadateli samotn\u00e9m. V\u017edy\u0165 je to p\u0159ece dosp\u011bl\u00fd a sv\u00e9pr\u00e1vn\u00fd \u010dlov\u011bk, kter\u00fd by m\u011bl um\u011bt po\u010d\u00edtat. Vezm\u011bte si t\u0159eba takovou hypot\u00e9ku bez dolo\u017een\u00ed p\u0159\u00edjmu. Tady sta\u010d\u00ed vyplnit \u017e\u00e1dost a zaru\u010dit se za p\u016fj\u010den\u00e9 pen\u00edze svou nemovitost\u00ed p\u0159im\u011b\u0159en\u00e9 hodnoty, a m\u00e1te jistotu, \u017ee si p\u0159ijdete na sv\u00e9, i kdyby byly va\u0161e p\u0159\u00edjmy \u00fasm\u011bvn\u00e9, ne-li k pl\u00e1\u010di. Proto\u017ee jste to jenom vy, kdo mus\u00ed zv\u00e1\u017eit, m\u016f\u017ee-li si takovou p\u016fj\u010dku dovolit. A jste-li rozumn\u00ed, nebudete m\u00edt \u017e\u00e1dn\u00e9 probl\u00e9my.                                                                                                                                                                                                                                                                                                                                                                                                 P\u016fj\u010dte si, ale s rozumem"},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"P\u016fj\u010dte si, ale s rozumem","item":"https:\/\/offreud.cz\/pujcte-si-ale-s-rozumem\/#breadcrumbitem"}]}]